Making safe and secure online transaction using your Debit Card

Transaction today are no longer limited to hand transfer of cash. Nowadays, we can shop, pay bills, transfer money, pay fee online, and do other financial activities right from our home using Debit Cards. Debit cards and web have made our life easier. But cares must be taken to ensure that your hard earned money is safe and your money, and card details are going where it is intend to go.

Nothing can make you cent percent secure, but these easy steps will help you to reduce the risk.

Check the Following Before Committing a Transaction

• Website address starts with https (not http). That extra "s" ensure that your information is passing through a secure connection. HTTPS use encryption method Secure Socket Layered(SSL) to pass your data to the web server.

• Always purchase from a trusted and renowned retailer, and write full web address of the retailer, or merchant in the address bar of thet(e.g write https://www.onlinesbi.com instead of googling it).

• Use Master Card Secure Code or Verified by Visa to protect your Master or Visa card for online transaction. These add an extra layer of security by means of a new password to your card. You can check your card manual to get more info about this.

• Never respond to any email asking you to enter your card information. Remember your card issuer never asks for password or card related information over email. Do not use insecure method like email, SMS to send your card information to anyone.

• Use Original Operating System, and other  Softwares. Use open source Softwares whenever possible and avoid using pirated Softwares. Check regularly for operating system and browser updates.

• Use virtual or onscreen keyboard to enter your debit card information, this will reduce the risk of capturing information by key loggers.

• Install antivirus, anti malware and update them regularly.

And after the transaction is complete

• If your SMS alert is enabled then bank will send you information of your transaction, check it properly.

• Verify your statement which bank sends every month.

Final words, Use same card to for all transaction activities and keep minimum amount of money in the account that you use for online transaction.